MOVE TO SG UMBRELLA

The no-compromise umbrella for career contractors

FCSA Accredited. Keep contributing as much as you want to your current pension.

If you’re a Limited Company contractor looking at umbrella options for your contracting future, let SG look after you. SG Umbrella is run by experienced contractor accountants, and designed for experienced contractors:

  • Pay as much as you want into your preferred pension, saving Tax & NI PLUS save more with Employer Contributions

  • FCSA accredited for the highest levels of compliance

  • Ability to switch to and from SG Accounting for a Limited Company

  • IR35 and tax planning advice included

  • Fixed margin, no hidden fees

Enquire Now »
google logoSG Umbrella Contractor AccountingSG Umbrella Contractor Accounting
4.9 Stars - Based on 60 Google Reviews

Keep your pension

FCSA accredited

IR35 advice

Choose an umbrella that works for the serious contractor

At SG, we’ve looked after career contractors for over 25 years, and understand that you don’t want to compromise when it comes to working with an umbrella company. That’s why we’ve designed SG Umbrella for the discerning contractor in a post-IR35 world.

  • Keep your preferred pension fund – Other umbrella companies may force you to use their auto-enrolment pension fund, or opt out thus losing out on employer contributions. But with SG Umbrella, you can continue contributing up to £40,000 per annum into your preferred fund (or we can set one up for you). This could make a MUCH bigger impact on your finances than any debate over Umbrella fees.  See below for more details about umbrella pensions.

  • FCSA Accreditation – SG Umbrella is an accredited member of The Freelancer and Contractor Services Association (FCSA). FCSA accreditation demonstrates to contractors and recruitment businesses that SG Umbrella adheres to rigorous compliance standards and is acting both professionally and ethically within the UK tax, employment and regulatory laws.

  • Fixed margin,  no hidden fees – We retain a small administration margin from your gross pay. We don’t charge extra for joining or leaving the service and our margin is only deducted when you’re working.

  • Run by experienced contractor accountants – SG Umbrella is run by the same people who look after our Limited Company Contractors, so we can advise you on anything IR35 related, discuss your wider tax planning and support you through your contracting career.

  • Switch between Umbrella and Limited – SG Accounting has been looking after Limited Company Contractors for over 25 years. Move your Limited Company to SG and you will be able to move between SG Umbrella and Limited with just one phone call.

Get In Touch To Sign Up Today »

The SG no-compromise approach to umbrella pensions

Using SG Umbrella could make you substantially better off due to the unique way that we approach pension contributions:

The SG Umbrella approach to pensions

  • Contribute as much as you want into a pension fund up to £40,000 per annum

  • Stick with your current pension fund, choose a new one, or we can set you up – whichever you prefer

  • Pay no tax, NI, or employers NI on your contributions

  • Save even more by making Employer Contributions too

Other umbrella company pensions

  • Contributions capped at auto-enrolment rate (3% or 5%)

  • Forced to use specific pension funds

  • Employer contributions not allowed

  • You’ll have to pay employers NI on your contributions

A contractor paying into a pension under the umbrella company could make savings of up to 56p for every £1 contributed.

Get In Touch To Sign Up Today »
  • CORE
  • £25 per week / £89 per month

  • Expert service with IR35 and tax advice

  • Fully compliant - FCSA accredited

  • Super fast and accurate payments

  • Full employment rights including holiday pay, sick pay, maternity and paternity pay

  • Ability to switch to and from SG Accounting for a Limited Company if needed
  • PREMIUM
  • £35 per week / £129 per month

  • Expert service with IR35 and tax advice

  • Fully compliant - FCSA accredited

  • Super fast and accurate payments

  • Pay as much as you want into your preferred pension, saving tax and NI PLUS save more with Employer Contributions

  • Full employment rights including holiday pay, sick pay, maternity and paternity pay

  • Ability to switch to and from SG Accounting for a Limited Company if needed

  • Perkbox access
    From learning facilities to salary stretching schemes, life essentials to luxuries, our perks help your pay cheques go further

  • Annual Wealth Review

Make an enquiry to SG Umbrella

Tell us a bit about your contractor accounting needs and we’ll be in touch as soon as possible to discuss how we can help.

  • This field is for validation purposes and should be left unchanged.