Our Blog
Productivity apps for contractors
It seems like the term ‘productivity’ is the buzzword of the moment. Everyone wants to be more productive with their time. This led us to ask, what is productivity and why is it so important? The technical definition of [...]
Understanding your contract – what to look out for
So, you’ve decided that you want to become a contractor. Your next step will be to decide how you are going to operate as a contractor. Two of the options available is through a limited company or via an umbrella [...]
The importance of a work life balance for contractors
The reason why some choose to become a self-employed contractor is that they want to achieve a better work-life balance. They are tired of being told when and where they must work. The idea behind becoming a contractor is that [...]
Is there a perfect time to become an IT contractor?
There are several reasons why you may choose to work as an IT contractor. It could be that you need greater flexibility and your current role can’t offer this, or it could be that you’ve taken a career break and [...]
What does an accountant do?
A lot of contractors we’ve talked to over the last 20 years have told us one of the things that has made their lives easier has been finding an experienced contractor accountant. We’ve even been described as a contractors’ ‘best [...]
How to get tax-free childcare for contractors
If you’re a contractor and have children, you can choose to pay for their childcare costs through your limited company. The benefit of this is that it may qualify for tax relief and National Insurance Contributions exemption. This is great [...]
5 top tips to organise your company costs and expenses
Working as a contractor may be new to you, or it may be something that you have been doing for a while. Whatever stage of the contractor life-cycle you're in, there are some things that are good to be reminded [...]
Tax Planning for 2018/2019
For the 2018/2019 tax year, allowances and rate bands have increased – with the exception of the tax free dividend allowance, which has reduced to £2,000. In this article, we demonstrate what that means to contractors in real terms, [...]
Switching Contractor Accountants
Every successful relationship is built on trust. This is particularly important when forming professional relationships, like with an accountant. However, there may be times, for one reason or another, when that trust is no longer there, and you feel the [...]
Latest legislation 2018: How will it impact you?
The world of contracting is ever changing. This week’s article discusses some of the changes to legislation that are occurring that contractors or owners of limited companies need to be aware of. Drop in dividend tax allowance A large proportion [...]
Pensions and Tax Advice for Contractors
If you choose, you can retire at 55. Sounds very tempting, doesn’t it? What would you do with your retirement? Spend it travelling? Maybe you would like to learn a new skill? There are so many options. However, in order [...]
Travel Expenses: The 24-Month Rule Explained
Last week we discussed what HMRC class as an ‘allowable expense’. We stressed the importance that expenses must be ‘wholly, exclusively and necessarily’ incurred for the use by the business. This week we’re continuing with the same theme and [...]
Life as an IT Contractor
Are you dissatisfied with your current role? Do you find yourself sitting and looking at your screen dreaming of what it would be like to ‘go it alone’ and become a contractor? If this sounds like you – dream no [...]
Ask an Expert: What You Need to Know About Expenses
When we start working with a contractor, one of the first questions we get asked, is, “As a contractor working through my own limited company, can I claim for business expenses?" followed by, “What expenses can I claim for?” You’ll [...]
The top certifications your accountant should have
You work hard for your money, so you want to make sure that the person you ask to look after it knows what they are doing. It’s easy for an accountant to boast about their experience and how many clients [...]

We’ll contact you shortly to discuss your enquiry and answer any questions. If we’re unable to reach you by phone, we’ll email you to arrange a chat.
New enquiries:
newbusiness@sg-accounting.co.uk
01962 896968
Existing clients:
enquiries@sg-accounting.co.uk
01962 867550